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MedStar Family Choice ABA therapy coverage in Maryland

Your MedStar Family Choice coverage, explained

Insurance jargon should never stand between your child and excellent ABA therapy. That's why we handle your coverage, your authorization, and every step in between, so all you have to focus on is your child.

Does MedStar Family Choice cover ABA therapy?

Yes, though not directly through MedStar Family Choice itself

MedStar Family Choice is one of nine Maryland Medicaid HealthChoice managed care organizations, affiliated with the MedStar Health hospital system. ABA therapy is completely carved out of MedStar Family Choice and every other HealthChoice MCO. Your ABA authorization and billing run through Carelon Behavioral Health, regardless of which MCO you're enrolled in.

What makes your coverage work

The specifics that matter

A psychologist helping a girl in speech therapy

ABA runs through Carelon, not MedStar Family Choice

Being enrolled in MedStar Family Choice doesn't limit which ABA provider you can choose, since authorization is handled entirely by Carelon.

A parent and child working through an activity together at a small table

Authorization lasts up to 180 days

Reassessment and fresh authorization are required roughly every 6 months for as long as treatment continues.

A mother and son spending time together

No dollar cap, EPSDT-driven

Coverage is a federal entitlement for eligible children under 21 with a documented autism diagnosis.

Parent and child playing together at home

Worth knowing: Carelon has had real system-wide delays

Maryland officials reported a significant claims backlog and call center issues to the state legislature in January 2026. The state says most of that eased by the end of 2025, but we stay closely on top of your authorization status given this history.

How the process works

From your first call to your first session

  1. 01

    Step 1: Schedule a free consultation

    Call (888) 690-0663. We listen and learn what your family needs before anything else happens.

  2. 02

    Step 2: We verify your benefits

    We confirm your MedStar Family Choice enrollment and your child's Medicaid eligibility.

  3. 03

    Step 3: We submit your prior authorization to Carelon

    This includes a comprehensive diagnostic evaluation, a BCBA-led treatment plan, and required documentation.

  4. 04

    Step 4: Therapy begins

    Your child starts sessions at home, at school, or wherever makes the most sense.

  5. 05

    Step 5: We manage your reauthorization

    Every 180 days, through Carelon.

Why families choose Apex ABA for their MedStar Family Choice coverage

What your coverage is actually paying for

Maryland Medicaid covers ABA therapy because it works, but it's worth knowing exactly what that coverage buys your child.

A parent and child communicating while playing with modeling clay

Communication

Finding words and the confidence to use them. Asking for help. Expressing needs.

A child confidently holding up flashcards during a session

Independence

Doing more, needing less help, one skill at a time.

A therapist and child playing together face-to-face on the floor

Social Connection

Playing alongside others, then with them.

A child engaging calmly with colorful sensory toys

Self-Regulation

Fewer meltdowns. More tools to handle the hard moments.

A parent and child working through an activity together at a small table

Daily Routines

Mornings, mealtimes, transitions, smoother than you thought possible.

A mother and daughter sharing a joyful high-five at home

Family Life

Less crisis management. More time to just be family.

How your coverage plays out at Apex

Coverage is one thing. What happens with it is another.

Given the reported delays with Carelon, having a provider who tracks your authorization closely matters more than usual right now.

At Apex, you're in the room

Not sidelined while decisions get made about your child. Not waiting to hear about it after the fact.

Small caseloads mean your authorization actually gets used well

We limit our caseloads on purpose. That means your BCBA knows your child and pushes for answers if the process slows down.

You see exactly how your coverage is being spent

Weekly check-ins with your BCBA. Live coaching during real moments. Written strategies you can use between sessions.

“Finding Apex was the best thing that happened to us this year. The staff is patient, professional, and genuinely invested in our son's progress. They keep us informed every step of the way and have given us tools to support him at home too.”

— Devon L., Maryland

ABA therapy services covered

What your coverage can include

MedStar Family Choice coverage across Maryland

Where we serve MedStar Family Choice families

Our Maryland office is based at 400 East Pratt Street, 8th Floor, in Baltimore, and we provide in-home ABA therapy statewide.

MedStar Family Choice ABA therapy FAQs

What you're probably wondering

No. ABA is carved out of all Maryland Medicaid MCOs, including MedStar Family Choice. Carelon Behavioral Health manages it, regardless of your MCO.

A comprehensive diagnostic evaluation, a BCBA-led treatment plan, and required assessment documentation.

Up to 180 days, with reassessment required to continue.

We help you appeal with additional documentation from your child's evaluation and our clinical team.

More coverage options in Maryland

Don't have MedStar Family Choice?

We also work with CareFirst BlueCross BlueShield, Jai Medical Systems, Kaiser Permanente, Priority Partners, Maryland Physicians Care, Aetna Better Health, CareFirst Community Health Plan, United Healthcare, and Wellpoint Maryland.

See all Maryland insurance options

Let's find out exactly what your MedStar Family Choice plan covers.

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